PPE, or personal protective equipment, is essential for affiliate operations on jobsites and at ReStores. From gloves and ear plugs to proper clothing and shoes, PPE helps protect your employees and volunteers from physical injury, chemical exposure, environmental factors and other hazards. Encouraging the use of PPE can help foster a culture of safety and reduce the costs your affilate faces related to worker injuries [...]
Habitat for Humanity ReStores are community hubs powered by volunteers, employees and donors. To ensure these spaces remain safe, efficient and welcoming, affiliates must prioritize three core areas: maintenance, worker safety and inventory management. Drawing from guidance from Lockton Affinity, administrator of the Habitat for Humanity Affiliate Insurance Program, here’s a comprehensive look at how to elevate your ReStore operations. Proactive Maintenance for a Safer [...]
Backup cameras are now a standard safety feature on most new vehicles, as they are proven to help protect people and property behind a vehicle. But what about older commercial vehicles or fleet vehicles? Your affiliate vehicles, including box trucks, may not be equipped with these helpful safety features. Read on to learn the benefits of backup cameras and a plan for installing backup cameras [...]
If your affiliate has employees or volunteers drive on behalf of affiliate business, whether using affiliate-owned vehicles or their own, it is important to implement safety policies and procedures. Creating a safe driving program for your affiliate's vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect your affiliate’s property and financial assets and reduce the risk of a liability lawsuit. Common elements [...]
Whatever part of the country your affiliate is in, severe weather can impact your operations throughout the year. Consider these statistics on severe weather from the National Oceanic and Atmospheric Administration (NOAA): About 1,200 tornadoes hit the U.S. each year. 100,000 thunderstorms occur each year in the U.S. and 10% reach severe levels. Damaging winds are classified as those exceeding 50-60 mph. In the U.S., [...]
Maintaining property and prioritizing safety improvements is a good business practice and also keeps your employees, volunteers and customers safe and comfortable in the ReStore. To stay on top of ReStore maintenance, implement routine self-inspections to catch hazards before a true safety issue arises. Gather a group of employees and/or volunteers of different ages and abilities to examine your ReStore property for hazards ranging from [...]
Hurricane season is typically from June 1 through November 30—six full months of heightened weather risks. If your affiliate is located in a coastal region, it’s not too late to prepare your affiliate. Tips to Prepare Your Affiliate as Hurricane Season Arrives Protect your affiliate’s vehicles Affiliate vehicles are valuable assets and provide an essential means of transportation. If an organization is located in a [...]
Habitat for Humanity ReStore affiliates manage extensive amounts of inventory, and with inventory comes the risk for inventory damage or injury. It is critical to review your property schedule and understand the coverage you have prior to a claim occurring. Protecting ReStore Inventory To avoid inventory loss or claims at your affiliate, we recommend the following best practices: Avoid storing inventory outside—Avoid storing inventory [...]
Waivers of subrogation are an important part of commercial contracts. These waivers are agreements between two parties where one party agrees to waive subrogation rights against the other in the event of a loss. For affiliates, waivers of subrogation are commonly used when a subcontractor signs a contract with a general contractor (or Habitat affiliate) to work on a project. Commonly requested in professional and [...]
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2022. Download the calendar here.
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(888) 553-9002 | HFHInsuranceService@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Habitat for Humanity Affiliate Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Habitat for Humanity will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.
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