Protecting jobsites and ReStores, employees and volunteers

The Habitat for Humanity Affiliate Insurance Program, administered by Lockton Affinity, provides insurance coverage to protect affiliates’ people and business operations.

Protecting your mission through tailored, affordable insurance

As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more.

With your operations fully covered, you can focus on building strength, stability and self-reliance in your community.

Available master policies

These master policies are handwritten to cover the exact needs of Habitat for Humanity affiliates, making them entirely unique. With aggregate buying power and broadened coverage forms, we are able to negotiate rates on your behalf.

  • Property
  • Crime
  • Builder’s Risk
  • General Liability
  • Umbrella
  • Volunteer Accident Medical
  • Volunteer Disability
  • Directors & Officers Liability (D&O)
  • Employment Practices Liability (EPL)
  • Fiduciary Liability
  • Excess D&O and EPL

Available individual policies

If your affiliate has one-off needs for additional insurance, we can help place coverage for:

  • Workers’ Compensation
  • Auto
  • Flood coverage
  • Cyber
  • New York State Disability Benefits coverage
  • Earthquake coverage
  • Contractors Pollution or Environmental Liability
  • Special Events coverage
  • Excess Limits
  • Professional Liability
  • Mortgage Errors and Omissions

Get started with coverage for your Habitat for Humanity affiliate today.

A longstanding partnership

Working together to design a package of insurance polices to fully meet the needs of Habitat for Humanity affiliates, Lockton Affinity has been the preferred insurance partner of Habitat for Humanity for decades.

Selecting Lockton Affinity as your affiliate’s insurance partner means you can expect:

TAILORED, SECURE INSURANCE COVERAGE

While many organizations see significant changes in their rates, coverage terms and non-renewals from other providers, Lockton Affinity provides stability and support year after year.

KNOWLEDGEABLE, FRIENDLY REPRESENTATIVES

Contact our dedicated team with questions about coverage, claims, risk management and more.

Affiliate login

Log in to access the documents and information your affiliate needs to manage its business insurance and reduce its claim risks, including:

  • Applications and coverage change forms
  • Certificate request forms
  • Claim reporting information
  • Online safety training courses
  • Manuals, checklists and expense calculators
  • Safety guides, posters and more

Risk management articles

To help improve safety and reduce claims, we regularly publish risk management blogs that speak to the challenges Habitat for Humanity affiliates face and ways to overcome them.

Contact us

If you have questions about the Habitat for Humanity Affiliate Insurance Program, please complete the form or contact HFHInsuranceService@LocktonAffinity.com or (888) 553-9002.

Phones are answered Monday through Friday, 8 AM to 5 PM (CST).