Protecting jobsites and ReStores, employees and volunteers
The Habitat for Humanity Affiliate Insurance Program, administered by Lockton Affinity, provides insurance coverage to protect affiliates’ people and business operations.
![]()
Protecting your mission through tailored, affordable insurance
As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more.
With your operations fully covered, you can focus on building strength, stability and self-reliance in your community.

Available master policies
These master policies are handwritten to cover the exact needs of Habitat for Humanity affiliates, making them entirely unique. With aggregate buying power and broadened coverage forms, we are able to negotiate rates on your behalf.
- Property
- Crime
- Builder’s Risk
- General Liability
- Umbrella
- Volunteer Accident Medical
- Volunteer Disability
- Directors & Officers Liability (D&O)
- Employment Practices Liability (EPL)
- Fiduciary Liability
- Excess D&O and EPL
Available individual policies
If your affiliate has one-off needs for additional insurance, we can help place coverage for:
- Workers’ Compensation
- Auto
- Flood coverage
- Cyber
- New York State Disability Benefits coverage
- Earthquake coverage
- Contractors Pollution or Environmental Liability
- Special Events coverage
- Excess Limits
- Professional Liability
- Mortgage Errors and Omissions
Get started with coverage for your Habitat for Humanity affiliate today.

A longstanding partnership
Working together to design a package of insurance polices to fully meet the needs of Habitat for Humanity affiliates, Lockton Affinity has been the preferred insurance partner of Habitat for Humanity for decades.
Selecting Lockton Affinity as your affiliate’s insurance partner means you can expect:
TAILORED, SECURE INSURANCE COVERAGE
While many organizations see significant changes in their rates, coverage terms and non-renewals from other providers, Lockton Affinity provides stability and support year after year.
KNOWLEDGEABLE, FRIENDLY REPRESENTATIVES
Contact our dedicated team with questions about coverage, claims, risk management and more.
Affiliate login
Log in to access the documents and information your affiliate needs to manage its business insurance and reduce its claim risks, including:
- Applications and coverage change forms
- Certificate request forms
- Claim reporting information
- Online safety training courses
- Manuals, checklists and expense calculators
- Safety guides, posters and more
Contact us
If you have questions about the Habitat for Humanity Affiliate Insurance Program, please complete the form or contact HFHInsuranceService@LocktonAffinity.com or (888) 553-9002.
Phones are answered Monday through Friday, 8 AM to 5 PM (CST).
