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Protecting your mission through
tailored, affordable insurance
As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more.
With your operations fully covered, you can focus on building strength, stability and self-reliance in your community.

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Available master policiesThese master policies are handwritten to cover the exact needs of Habitat for Humanity affiliates, making them entirely unique. With aggregate buying power and broadened coverage forms, we are able to negotiate rates on your behalf.
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Available individual policies
If your affiliate has one-off needs for additional insurance, we can help place coverage for:
Workers’ Compensation
Auto
Flood coverage
Cyber
New York State Disability Benefits coverage
Earthquake coverage
Contractors Pollution or Environmental Liability
Special Events coverage
Excess Limits
Professional Liability
Mortgage Errors and Omissions
Get started with coverage for your Habitat for Humanity affiliate today.

A longstanding partnership
Working together to design a package of insurance polices to fully meet the needs of Habitat for Humanity affiliates, Lockton Affinity has been the preferred insurance partner of Habitat for Humanity for decades.
Selecting Lockton Affinity as your affiliate’s insurance partner means you can expect:
TAILORED, SECURE INSURANCE COVERAGE
While many organizations see significant changes in their rates, coverage terms and non-renewals from other providers, Lockton Affinity provides stability and support year after year.
KNOWLEDGEABLE, FRIENDLY REPRESENTATIVES
Contact our dedicated team with questions about coverage, claims, risk management and more.
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Affiliate loginLog in to access the documents and information your affiliate needs to manage its business insurance and reduce its claim risks, including:
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Risk management articles
To help improve safety and reduce claims, we regularly publish risk management blogs that speak to the challenges Habitat for Humanity affiliates face and ways to overcome them.
How to Do a Risk Assessment for Habitat for Humanity Affiliates
Some risk is normal for affiliates. The challenge is what to do about it. Fully assessing what your risks are, what aspects of your affiliate could be affected and what to do about each exposure can be a big job. But the right process makes tackling risk easy. A risk assessment is a simple process [...]
How to Ensure Affiliate Employees and Volunteers Stay Safe in the Heat
When your Affiliate schedules outdoor builds and maintenance during warm weather, it’s important to consider heat-related safety. It could mean the difference between a successful day and a medical emergency. Help your affiliate employees and volunteers stay safe in the heat with these tips. What to Know About Extreme Heat Each year, extreme heat results [...]
How to Address Habitat for Humanity Affiliate Volunteer Risks
What volunteer risks is your affiliate facing? Are you struggling with volunteer turnover? Do you have tenured volunteers and employees retiring or leaving? Are you seeing an increase in volunteer illnesses or injuries? When it comes to navigating these challenges and protecting your affiliate, insurance and risk management can play a key role. Habitat for [...]
Contact us
If you have questions about the Habitat for Humanity Affiliate Insurance Program, please complete the form or contact HFHInsuranceService@LocktonAffinity.com or (888) 553-9002.
Phones are answered Monday through Friday, 8 AM to 5 PM (CST).





