Protecting your mission through
tailored, affordable insurance

As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more.

With your operations fully covered, you can focus on building strength, stability and self-reliance in your community.

Available master policies

These master policies are handwritten to cover the exact needs of Habitat for Humanity affiliates, making them entirely unique. With aggregate buying power and broadened coverage forms, we are able to negotiate rates on your behalf.

  Property
  Crime
  Builder’s Risk
  General Liability
  Umbrella
  Volunteer Accident Medical
  Volunteer Disability
  Directors & Officers Liability (D&O)
  Employment Practices Liability (EPL)
  Fiduciary Liability
  Excess D&O and EPL

Available individual policies

If your affiliate has one-off needs for additional insurance, we can help place coverage for:

  Workers’ Compensation
  Auto
  Flood coverage
  Cyber
  New York State Disability Benefits coverage
  Earthquake coverage
  Contractors Pollution or Environmental Liability
  Special Events coverage
  Excess Limits
  Professional Liability
  Mortgage Errors and Omissions

Get started with coverage for your Habitat for Humanity affiliate today.

A longstanding partnership

Working together to design a package of insurance polices to fully meet the needs of Habitat for Humanity affiliates, Lockton Affinity has been the preferred insurance partner of Habitat for Humanity for decades.

Selecting Lockton Affinity as your affiliate’s insurance partner means you can expect:

TAILORED, SECURE INSURANCE COVERAGE

While many organizations see significant changes in their rates, coverage terms and non-renewals from other providers, Lockton Affinity provides stability and support year after year.

KNOWLEDGEABLE, FRIENDLY REPRESENTATIVES

Contact our dedicated team with questions about coverage, claims, risk management and more.

Affiliate login

Log in to access the documents and information your affiliate needs to manage its business insurance and reduce its claim risks, including:

  Applications and coverage change forms
  Certificate request forms
  Claim reporting information
  Online safety training courses
  Manuals, checklists and expense calculators
  Safety guides, posters and more

Risk management articles

To help improve safety and reduce claims, we regularly publish risk management blogs that speak to the challenges Habitat for Humanity affiliates face and ways to overcome them.

2024 Safety Calendar

Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2024. Download the 2024 Safety Calendar here.

The Increased Popularity of Solar Energy

Renewable energy has increased in popularity, particularly solar energy. Once a small subset of renewable energy, solar energy surpassed wind energy for the first time in history in 2022. Solar energy’s installed power capacity is on track to surpass coal energy by 2027. The United States Government is supporting this growth. The U.S. Department of [...]

Renewing Your Affiliate’s Insurance with Lockton Affinity’s Habitat for Humanity Affiliate Insurance Program

As a Habitat for Humanity Affiliate Insurance Program policyholder, you must renew your affiliate’s coverage each year. Because the renewal process is complex, this process begins in November and ends in April. Read on for what to expect during your affiliate’s renewal period. The Habitat for Humanity Affiliate Insurance Program Renewal Process: Renewal Application This [...]

Contact us

If you have questions about the Habitat for Humanity Affiliate Insurance Program, please complete the form or contact HFHInsuranceService@LocktonAffinity.com or (888) 553-9002.

Phones are answered Monday through Friday, 8 AM to 5 PM (CST).