The Habitat for Humanity Affiliate Insurance Program, administered by Lockton Affinity, has been a cornerstone of reliability and support for affiliates for years.
As the stability of the economy and market conditions ebbs and flows, Lockton Affinity remains committed to maintaining affordability for affiliates while ensuring long-term sustainability for the program as a whole. By using the group buying power of Habitat for Humanity affiliates, we are able to negotiate favorable rates on your behalf. This approach creates a program that your affiliate can depend on year after year.
Explore key program benefits below to understand how the Habitat for Humanity Affiliate Insurance Program continues to benefit your affiliate.
Ensuring Comprehensive Coverage for Affiliates
Lockton Affinity’s goal is to have a lasting, successful insurance program for Habitat for Humanity affiliates. As such, our program adjustments are as minimal as possible and are made with affiliates in mind. In contrast, the broader insurance industry and other insurance companies may have more frequent, larger rate increases and policy cancellations. Even when rates are going up for businesses everywhere, Lockton Affinity’s rates remain competitive, and often lower than going industry rates.
Additionally, the Habitat for Humanity Affiliate Insurance Program offers policies designed to protect against the unique exposures affiliates face. Our policies not only meet but exceed the HFHI insurance requirements to ensure that affiliates are fully protected and can operate with peace of mind. This may not be the case with coverage for other insurance companies whose standard, off-the-shelf policies can often result in coverage gaps for affiliates.
Because we understand the way your affiliate does business, we strive to make it as easy as possible to manage your insurance coverage. We offer payment plans with no interest charges and a variety of convenient ways to pay. Plus, our renewal application process is streamlined to avoid unnecessary complexity. Affiliates only need to provide essential information, forgoing the cumbersome task of filling out long, generic applications that often contain irrelevant sections.
Lockton Affinity is also committed to offering best-in-class customer service. Should you have questions about your coverage or your renewal, we are here to help! We have a dedicated team for the Habitat for Humanity Affiliate Insurance Program, and we train our teammates on the particularities of the program and key affiliate needs. When our team services your account, they are knowledgeable about the industry and your unique needs.
We also always strive to provide timely turnarounds on certificates and general inquiries. Our responses may lag slightly during busy renewal times, but we always do our best to get back to you within a few business days.
Offering Risk Prevention Resources and Support
In addition to comprehensive coverage and straightforward renewals, Lockton Affinity’s Habitat for Humanity Affiliate Insurance Program is dedicated to improving safety for affiliates.
We offer personalized support through on-site loss control visits in collaboration with our insurance partners to assist affiliates in risk management and safety, aiming to minimize the likelihood of accidents or claims. This proactive approach showcases our commitment to helping affiliates operate safely and securely.
We also offer a robust library of online risk prevention resources, including safety posters, online safety training courses, risk management blogs and more. The availability of these resources makes it easier for affiliates to implement safety measures and navigate their insurance needs efficiently.
If our website doesn’t have the resources you need, our seasoned team of professionals has extensive experience working with affiliates. This familiarity allows them to understand affiliate operations, exposures and coverage needs, which enhances the quality of service and support you receive.
How the Habitat for Humanity Affiliate Insurance Program Benefits Your Affiliate
With your participation in the Habitat for Humanity Affiliate Insurance Program, your affiliate receives tailored coverage, streamlined processes, robust resources and dedicated support.
As a long-time administrator, we are proud to continue to offer a program that understands and meets the needs of affiliates, ensuring you are well-protected and supported in all your endeavors.
We also value our partnership and enjoy supporting Habitat for Humanity outside of insurance. We regularly attend regional conferences, participate in builds, volunteer at ReStores and more.
If you have questions about the insurance program or how it compares to coverage available through a local agent, contact our dedicated team at HFHInsuranceService@LocktonAffinity.com or (888) 553-9002. Phones are answered Monday through Friday, 8 AM to 5 PM (CST).
