If you are planning an in-person or virtual bicycle event to raise funds at your affiliate, don’t forget that you are required to obtain a separate Liability/Special Event insurance coverage to cover the event. HFHI requires that affiliates have Special Event coverage with a $2 million per occurrence limit, including coverage for participants. Additionally, the policy must name Habitat for Humanity International, Inc. as an [...]

Alcohol is an important part of many celebrations, but it can also contribute to accidents, injuries and death. The potential liability for damages resulting from the consumption of alcohol has expanded over time to include the entities serving alcohol. If your affiliate has events at which beer, wine or spirits are served, you could be at risk of a lawsuit. Affiliates should practice good risk [...]

Compressed gas cylinders have a number of uses in building and construction. Trained workers familiar with the necessary safety protocols operate equipment using compressed gas cylinders without incident every day. However, a compressed gas cylinder can be extremely dangerous in the wrong hands. To reduce the risk to life and property, it's important to know how to work with compressed gas cylinders safely. Follow these [...]

Hand and power tools make many tasks easier and more efficient. But we often take the tools we use for granted, forgetting the danger that can come with using them. No matter how much experience you have with tools, accidents can and do still happen. To protect yourself and your affiliate, it's important to practice hand and power tool safety. Here's how to identify and [...]