2022 Safety Calendar
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2022. Download the calendar here.
Preventing Arson at Your Affiliate
According to a recent study by the National Fire Protection Association, an estimated 261,330 intentionally set fires were reported to fire departments in the U.S. This included 49,690 structure fires. Although 19% of intentional fires involved structures, these fires accounted for 86% of direct property damage. Risk assessment and arson prevention are the foundational strategies for protecting Affiliate property. Consider this article to learn how [...]
Affiliate Box Truck Safety
According to the latest data from the National Highway Traffic Safety Administration (NHTSA), an estimated 538,000 large trucks were involved in police-reported traffic crashes nationwide during 2019. These crashes can be costly for Habitat affiliates. Consider this claim: In 2020, a ReStore truck merged onto the highway while following a vehicle too closely. They rear-ended the vehicle in front of it, causing a claim of [...]
ReStore Safety Tips for the New Year
It's a new year and the perfect time to review your safety procedures for the most common risks around your ReStore. Ensure employees, volunteers and customers at your ReStore enjoy a safer 2022 with these tips: remaining vigilant for cyber threats. Develop computer policies and procedures, protect your devices, enable software protection, install security updates, use strong passwords, and train employees on how to spot [...]
Managing Liquor Liability Risks
Alcohol is an important part of many celebrations, but it can also contribute to accidents, injuries and death. The potential liability for damages resulting from the consumption of alcohol has expanded over time to include the entities serving alcohol. If your affiliate has events at which beer, wine or spirits are served, you could be at risk of a lawsuit. Affiliates should practice good risk [...]
Cybersecurity Checklist for Staying Safe Online
For affiliate employees who work with computers on the job, staying safe online is a must. Every day, nearly 1,300 reports of cybercrime are filed with the FBI's Internet Crime Complaint Center. Hackers want to access business computers to commit fraud, steal financial data and hold digital files for ransom. Affiliates are most at risk of business email compromise (BEC) scams. About one in four [...]
Tips for Theft Prevention
Habitat for Humanity affiliates can easily fall victim to theft at both jobsites and ReStores. Annually, thefts have resulted in thousands of dollars worth of claims for the Habitat for Humanity Affiliate Insurance Program, with the cost of claims increasing 104% between 2019 and 2020. The true cost of theft may be even higher, since official claims track only the thefts greater than the $5,000 [...]
Safety Tips for Compressed Gas Cylinders
Compressed gas cylinders have a number of uses in building and construction. Trained workers familiar with the necessary safety protocols operate equipment using compressed gas cylinders without incident every day. However, a compressed gas cylinder can be extremely dangerous in the wrong hands. To reduce the risk to life and property, it's important to know how to work with compressed gas cylinders safely. Follow these [...]
Hand and Power Tool Safety
Hand and power tools make many tasks easier and more efficient. But we often take the tools we use for granted, forgetting the danger that can come with using them. No matter how much experience you have with tools, accidents can and do still happen. To protect yourself and your affiliate, it's important to practice hand and power tool safety. Here's how to identify and [...]
Vehicle Safety
Vehicle safety at affiliates is a top priority. Every year, preventable accidents claim lives and cause millions of dollars in damages. By applying tried and tested safety standards to the operation of your vehicles, affiliates and stores can reduce the risk of accidents and claims. Vehicle Safety Standards The Department of Transportation has outlined safety standards for pre-trip and post-trip inspections for commercially operated [...]
