Affinity Group Insurance Trends & Solutions

Manage Affiliate Contractor Risks with this Helpful Checklist

Working with contractors can be extremely beneficial for affiliates. But it can also be a lot to manage, especially when selecting a trustworthy contractor, preparing for a project and staying on top of contracts and documentation. To help affiliates manage their contract partnerships, our carrier partner Chubb created an extensive contractor management checklist. Manage Affiliate Contractor Risks: Contractor Selection Everything begins by selecting the [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00March 20, 2023|Insurance Management, Safety Managers|0 Comments

What to Know About Workers’ Compensation and Volunteer Accident Insurance

Even with the best training and safety precautions, it’s still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit, which could become a general liability claim. Employees and volunteers are at the heart of your affiliate, so it’s [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00January 27, 2023|Insurance Management|0 Comments

Cyber Policy – Trends, Exposures and Resources

If your affiliate was the victim of a cyber attack, how would daily operations be affected? How would you respond and notify necessary parties? What steps would you take to restore data and processes? In a recent webinar hosted by our carrier partner, Chubb, a variety of cyber topics were covered, including important information about the new Cyber policy, why you need it, how to [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00December 13, 2022|Insurance Management|0 Comments

Improving Worker Safety at ReStores and Jobsites

Ensure your employees and volunteers stay safe and healthy by implementing these tips in stores and on job sites. Improving Worker Safety at ReStores Clean up any spills and wet spots right away, and place wet floor signs around wet spots until the floor is completely dry. Keep surfaces clean and sanitized to reduce the spread of germs. Have safety plans in place for emergency [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00December 1, 2022|Safety|0 Comments

Top 15 Cyber Security Best Practices for Affiliates and Employees

Cyber attacks pose a significant risk to businesses, costing companies millions and ruining reputations. The tactics used by hackers are always evolving so it’s important to make sure you are keeping up. Most attacks result from a business and its employees being unprepared or underprepared for a threat. But by following the latest cyber security best practices for your affiliate can significantly minimize your risk [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00September 22, 2022|Uncategorized|0 Comments

8 Tips for Screening Long-Term Volunteers

All volunteers help contribute the skills, manpower and enthusiasm your organization needs to succeed without breaking the bank. But long-term volunteers can add value to your organization year after year. While we would all like to believe volunteers get involved in causes and organizations for the right reasons, it isn't always the case. Your affiliate could be a victim of crime, suffer public relations issues [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00July 29, 2022|Volunteers|0 Comments

Does Your Affiliate Use Waivers of Subrogation?

Waivers of subrogation are an important part of commercial contracts. These waivers are agreements between two parties where one party agrees to waive subrogation rights against the other in the event of a loss. For affiliates, waivers of subrogation are commonly used when a subcontractor signs a contract with a general contractor (or Habitat affiliate) to work on a project. Commonly requested in professional and [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00May 26, 2022|ReStores, Safety Managers|0 Comments

Special Event Coverage for In-Person and Virtual Bicycle Fundraising Events

If you are planning an in-person or virtual bicycle event to raise funds at your affiliate, don’t forget that you are required to obtain a separate Liability/Special Event insurance coverage to cover the event. HFHI requires that affiliates have Special Event coverage with a $2 million per occurrence limit, including coverage for participants. Additionally, the policy must name Habitat for Humanity International, Inc. as an [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00May 4, 2022|Safety Managers|0 Comments

2022 Safety Calendar

Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2022. Download the calendar here.

By AffinityAdmin|2024-03-20T21:14:18+00:00April 27, 2022|ReStores, Safety Managers|0 Comments

Preventing Arson at Your Affiliate

According to a recent study by the National Fire Protection Association, an estimated 261,330 intentionally set fires were reported to fire departments in the U.S. This included 49,690 structure fires. Although 19% of intentional fires involved structures, these fires accounted for 86% of direct property damage. Risk assessment and arson prevention are the foundational strategies for protecting Affiliate property. Consider this article to learn how [...]

By AffinityAdmin|2024-03-20T21:14:18+00:00March 30, 2022|Uncategorized|0 Comments