2025 Safety Calendar
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2025. Download the 2025 Safety Calendar here.
Installing Backup Cameras to Protect Affiliate Vehicles
Backup cameras are now a standard safety feature on most new vehicles, as they are proven to help protect people and property behind a vehicle. But what about older commercial vehicles or fleet vehicles? Your affiliate vehicles, including box trucks, may not be equipped with these helpful safety features. Read on to learn the benefits of backup cameras and a plan for installing backup cameras [...]
Creating a Safe Driving Program for Affiliates
If your affiliate has employees or volunteers drive on behalf of affiliate business, whether using affiliate-owned vehicles or their own, it is important to implement safety policies and procedures. Creating a safe driving program for your affiliate's vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect your affiliate’s property and financial assets and reduce the risk of a liability lawsuit. Common elements [...]
Implementing a Severe Weather Plan for Affiliates
Whatever part of the country your affiliate is in, severe weather can impact your operations throughout the year. Consider these statistics on severe weather from the National Oceanic and Atmospheric Administration (NOAA): About 1,200 tornadoes hit the U.S. each year. 100,000 thunderstorms occur each year in the U.S. and 10% reach severe levels. Damaging winds are classified as those exceeding 50-60 mph. In the U.S., [...]
Manage Affiliate Contractor Risks with this Helpful Checklist
Working with contractors can be extremely beneficial for affiliates. But it can also be a lot to manage, especially when selecting a trustworthy contractor, preparing for a project and staying on top of contracts and documentation. To help affiliates manage their contract partnerships, our carrier partner Chubb created an extensive contractor management checklist. Manage Affiliate Contractor Risks: Contractor Selection Everything begins by selecting the [...]
Does Your Affiliate Use Waivers of Subrogation?
Waivers of subrogation are an important part of commercial contracts. These waivers are agreements between two parties where one party agrees to waive subrogation rights against the other in the event of a loss. For affiliates, waivers of subrogation are commonly used when a subcontractor signs a contract with a general contractor (or Habitat affiliate) to work on a project. Commonly requested in professional and [...]
Special Event Coverage for In-Person and Virtual Bicycle Fundraising Events
If you are planning an in-person or virtual bicycle event to raise funds at your affiliate, don’t forget that you are required to obtain a separate Liability/Special Event insurance coverage to cover the event. HFHI requires that affiliates have Special Event coverage with a $2 million per occurrence limit, including coverage for participants. Additionally, the policy must name Habitat for Humanity International, Inc. as an [...]
2022 Safety Calendar
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2022. Download the calendar here.
Managing Liquor Liability Risks
Alcohol is an important part of many celebrations, but it can also contribute to accidents, injuries and death. The potential liability for damages resulting from the consumption of alcohol has expanded over time to include the entities serving alcohol. If your affiliate has events at which beer, wine or spirits are served, you could be at risk of a lawsuit. Affiliates should practice good risk [...]
Safety Tips for Compressed Gas Cylinders
Compressed gas cylinders have a number of uses in building and construction. Trained workers familiar with the necessary safety protocols operate equipment using compressed gas cylinders without incident every day. However, a compressed gas cylinder can be extremely dangerous in the wrong hands. To reduce the risk to life and property, it's important to know how to work with compressed gas cylinders safely. Follow these [...]
