Habitat for Humanity affiliates can easily fall victim to theft at both jobsites and ReStores. Annually, thefts have resulted in thousands of dollars worth of claims for the Habitat for Humanity Affiliate Insurance Program, with the cost of claims increasing 104% between 2019 and 2020. The true cost of theft may be even higher, since official claims track only the thefts greater than the $5,000 [...]
Compressed gas cylinders have a number of uses in building and construction. Trained workers familiar with the necessary safety protocols operate equipment using compressed gas cylinders without incident every day. However, a compressed gas cylinder can be extremely dangerous in the wrong hands. To reduce the risk to life and property, it's important to know how to work with compressed gas cylinders safely. Follow these [...]
Hand and power tools make many tasks easier and more efficient. But we often take the tools we use for granted, forgetting the danger that can come with using them. No matter how much experience you have with tools, accidents can and do still happen. To protect yourself and your affiliate, it's important to practice hand and power tool safety. Here's how to identify and [...]
Vehicle safety at affiliates is a top priority. Every year, preventable accidents claim lives and cause millions of dollars in damages. By applying tried and tested safety standards to the operation of your vehicles, affiliates and stores can reduce the risk of accidents and claims. Vehicle Safety Standards The Department of Transportation has outlined safety standards for pre-trip and post-trip inspections for commercially operated [...]
For affiliates in the United States, hurricane season is upon us, with the Pacific hurricane season starting May 15 and the Atlantic season beginning June 1. The risk of Atlantic and Pacific hurricanes will last until November 30. Every hurricane season brings the potential for widespread damage, so it's important to be prepared. According to the National Oceanic and Atmospheric Administration, there were over 50 [...]
Tornadoes are one of nature’s most violent storms and can cause death, injury and destruction within seconds. Protecting your staff, volunteers and shoppers is an important responsibility. But it takes planning and practice to react quickly and make the right decisions when there is severe weather. Tornado Safety Each year, there are an average of 800 tornadoes in the U.S., and wind speeds can [...]
With the cold weather upon us, now is the time to ensure your building and properties are prepared. Winter always brings specific risks like increased opportunities for property damage, high energy bills and even personal injury. Take the time to prepare your affiliate, and you’ll be able to decrease risk this winter. Preparing your Building for a Winter Storm Throughout the winter season, it [...]
Working outdoors can be just as tough on the body during the winter as it is during the summer. While hot weather carries the risk of heat stroke, winter weather can result in cold stress. Cold stress is a condition that occurs when a person's body can no longer maintain its normal temperature, resulting in serious injuries such as permanent tissue damage or death. It's [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(888) 553-9002 | HFHInsuranceService@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Habitat for Humanity Affiliate Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Habitat for Humanity will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.
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