Protecting your mission through
tailored, affordable insurance
As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more.
With your operations fully covered, you can focus on building strength, stability and self-reliance in your community.
![]() |
Available master policiesThese master policies are handwritten to cover the exact needs of Habitat for Humanity affiliates, making them entirely unique. With aggregate buying power and broadened coverage forms, we are able to negotiate rates on your behalf.
|
Available individual policies
If your affiliate has one-off needs for additional insurance, we can help place coverage for:
Workers’ Compensation
Auto
Flood coverage
Cyber
New York State Disability Benefits coverage
Earthquake coverage
Contractors Pollution or Environmental Liability
Special Events coverage
Excess Limits
Professional Liability
Mortgage Errors and Omissions
Get started with coverage for your Habitat for Humanity affiliate today.
A longstanding partnership
Working together to design a package of insurance polices to fully meet the needs of Habitat for Humanity affiliates, Lockton Affinity has been the preferred insurance partner of Habitat for Humanity for decades.
Selecting Lockton Affinity as your affiliate’s insurance partner means you can expect:
TAILORED, SECURE INSURANCE COVERAGE
While many organizations see significant changes in their rates, coverage terms and non-renewals from other providers, Lockton Affinity provides stability and support year after year.
KNOWLEDGEABLE, FRIENDLY REPRESENTATIVES
Contact our dedicated team with questions about coverage, claims, risk management and more.
![]() |
Affiliate loginLog in to access the documents and information your affiliate needs to manage its business insurance and reduce its claim risks, including:
|
Risk management articles
To help improve safety and reduce claims, we regularly publish risk management blogs that speak to the challenges Habitat for Humanity affiliates face and ways to overcome them.
Benefits of the Habitat for Humanity Affiliate Insurance Program
The Habitat for Humanity Affiliate Insurance Program, administered by Lockton Affinity, has been a cornerstone of reliability and support for affiliates for years. As the stability of the economy and market conditions ebbs and flows, Lockton Affinity remains committed to maintaining affordability for affiliates while ensuring long-term sustainability for the program as a whole. By [...]
2025 Safety Calendar
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each and every day of 2025. Download the 2025 Safety Calendar here.
Optional Insurance Policies for Habitat for Humanity Affiliates
As the administrator of Habitat for Humanity Affiliate Insurance Program, Lockton Affinity provides insurance coverage that affiliates need to protect business operations, including building and rehabilitation projects, ReStores, volunteers, employees and more. As an affiliate, you are required by HFHI to have certain coverage. There are also other coverages available to affiliates through the Habitat [...]
Contact us
If you have questions about the Habitat for Humanity Affiliate Insurance Program, please complete the form or contact HFHInsuranceService@LocktonAffinity.com or (888) 553-9002.
Phones are answered Monday through Friday, 8 AM to 5 PM (CST).