Sep7
Prepare Your Affiliate as Hurricane Season Arrives
Hurricane season is typically from June 1 through November 30—six full months of heightened weather risks. If your affiliate is […]
Hurricane season is typically from June 1 through November 30—six full months of heightened weather risks. If your affiliate is […]
Any person operating in today’s digitally connected world faces several cyber liability risks, including your employees and volunteers. It is important […]
Habitat for Humanity ReStore affiliates manage extensive amounts of inventory, and with inventory comes the risk for inventory damage or […]
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each […]
Working with contractors can be extremely beneficial for affiliates. But it can also be a lot to manage, especially when […]
Even with the best training and safety precautions, it’s still a possibility that one day one of your workers or […]
If your affiliate was the victim of a cyber attack, how would daily operations be affected? How would you respond […]
Ensure your employees and volunteers stay safe and healthy by implementing these tips in stores and on job sites. Improving […]
Cyber attacks pose a significant risk to businesses, costing companies millions and ruining reputations. The tactics used by hackers are […]
All volunteers help contribute the skills, manpower and enthusiasm your organization needs to succeed without breaking the bank. But long-term […]
Waivers of subrogation are an important part of commercial contracts. These waivers are agreements between two parties where one party […]
If you are planning an in-person or virtual bicycle event to raise funds at your affiliate, don’t forget that you […]
Habitat for Humanity Affiliate Insurance Program carrier Chubb has created a helpful safety calendar to help you address risks each […]
According to a recent study by the National Fire Protection Association, an estimated 261,330 intentionally set fires were reported to […]
According to the latest data from the National Highway Traffic Safety Administration (NHTSA), an estimated 538,000 large trucks were involved […]
It’s a new year and the perfect time to review your safety procedures for the most common risks around your […]
Alcohol is an important part of many celebrations, but it can also contribute to accidents, injuries and death. The potential […]
For affiliate employees who work with computers on the job, staying safe online is a must. Every day, nearly 1,300 […]
Habitat for Humanity affiliates can easily fall victim to theft at both jobsites and ReStores. Annually, thefts have resulted in […]
Compressed gas cylinders have a number of uses in building and construction. Trained workers familiar with the necessary safety protocols […]
Hand and power tools make many tasks easier and more efficient. But we often take the tools we use for […]
Vehicle safety at affiliates is a top priority. Every year, preventable accidents claim lives and cause millions of dollars in […]
For affiliates in the United States, hurricane season is upon us, with the Pacific hurricane season starting May 15 and […]
Tornadoes are one of nature’s most violent storms and can cause death, injury and destruction within seconds. Protecting your staff, […]
With the cold weather upon us, now is the time to ensure your building and properties are prepared. Winter always […]
Working outdoors can be just as tough on the body during the winter as it is during the summer. While […]
Donations are the lifeblood of every Habitat ReStore and Habitat Store. When receiving donations, it is imperative to have a […]
Operating power tools exposes you to many potential safety hazards. A split second is all it takes to make a […]
It’s important to take good care of your body and mind—not only in the midst of challenging times, but every […]
OSHA recordkeeping requirements can be a complex and confusing. The requirements are numerous and vary depending on the size of […]
Reopening after the COVID-19 pandemic can seem daunting but with the following steps and resources, you can have a safe […]
Ensure all staff and volunteers are trained on ladder safety and before using any ladder. Ladder Safety Tips Here are […]
Risk management is the identification, evaluation and prioritization of risks followed by coordinated and economical application of resources to minimize, […]
We use extension cords all the time, and rarely do we think about how easily they can cause a terrible […]
Slips, trips and falls account for the largest number of claims filed time and time again. In the last three […]
All Habitat for Humanity Affiliates that have an active Workers’ Compensation policy will have access to ESIS NurseLine starting on […]
While fire extinguishers are a helpful safety tool, always remember that they should only be used in certain instances. Do […]
Hurricane season is at its peak, but extreme weather conditions can strike any time of the year so it’s important […]
Early reporting helps minimizes exposure. The longer you wait to report an incident or claim, the greater the likelihood the […]
Creating a loss control plan can be compared to constructing a house. Certain steps must be completed before another. A […]
With summer upon us, many Habitat for Humanity Affiliate build projects are in full swing. These build projects are labor […]
Special events can be significant fundraising and community engagement opportunities. As a participant in the Habitat for Humanity Affiliate Insurance […]
Hurricane Preparedness Week (May 5-11) is the perfect time to ensure your Affiliate has a hurricane disaster plan in place. […]
March is National Ladder Safety Month. Whether your affiliate uses stepladders or extension ladders, it is important to use them […]
Employee theft is on the rise, even in charitable organizations, and it’s not the occasional office supplies employees are swiping. […]
Ensure your ReStore is safe for employees and customers with these tips: Encourage proper lifting form to prevent strains and […]
If a volunteer shows up unexpectedly what do you do? In a perfect world, Affiliates would only use volunteers who […]
Two main insurance policies you likely have in place are Directors and Officers (D&O) Liability and Employment Practices Liability (EPL) […]
Creating a safe culture means having regular safety discussions with your employees and volunteers. When leading safety talks, use these […]
The devastation caused by Hurricane Florence is top of mind for many, and extensive cleanup efforts are still underway. If […]
Last year’s deadly hurricanes, Harvey and Irma, cost many lives and millions of dollars. Prepare your affiliate from hurricanes and […]
At least one individual from your Habitat affiliate should have completed competent person training. The Habitat for Humanity Affiliate Insurance […]
At the Habitat for Humanity Affiliate Insurance Program, administered by Lockton Affinity, we continue to have claims reported where a […]
It is common knowledge that most ReStore injuries and accidents are slips, trips and falls and strains, pulls and overexertion. […]
Have you ever thought about what your responsibility is as a construction or safety manager is in regards to tools? […]
Your Habitat for Humanity affiliate has the responsibility to ensure that anyone who drives for the company’s business fits into […]
If you have an accident at a job site or ReStore, do you know how to report a claim? Whether […]
Mark your calendars for Feb 6th and 7th for our first of 6 Webinars in 2018. For this webinar we’ll […]
In recent months, a few Habitat affiliates have experienced serious claims, including one where a volunteer fell from an open […]
Winter is here! Now is the time to prepare your buildings and properties. This time of year always brings specific […]
Employment Practices Liability (EPL) is one of the main coverages included in the Not-For-Profit Organization Management Indemnity Package. EPL covers […]
We are all aware of the substantial amount of damage both Hurricane Harvey and Irma have caused. If your affiliate […]
The number one loss we see is from strains due to inappropriate lifting. Because this is such a serious safety matter, […]
We have seen an increase in the number of older volunteers (65+) working with Habitat affiliates. This is great news […]
Directors and Officers Reporting As a reminder, the Directors and Officers policy is a claims-made policy and as such, claims […]
View registration information for one of the following trainings here: July 10-11 in Pooler, GA July 11-12 in Sioux City, […]
Habitat for Humanity jobsites often fall victim to thieves and vandals, greatly impacting the building process. Annually, thefts have accounted […]
With warmer weather coming more affiliates will be starting construction once again. It’s a good time to remind your employees […]
The most frequent and most damaging claims we see under Employment Practice Liability policies are claims resulting from wrongful termination. […]
As a reminder the Directors and Officers and Employment Practices Liability policies are claims-made policies and as such claims need […]
This is a reminder that environmental or pollution coverage is EXCLUDED FROM the General Liability policy. This means you have […]
As the claim administrator for Chubb North American Insurance, the General Liability insurance carrier for a large number of Habitat […]
Caring for your back. Muscle strains due to handling, pick-up and instore merchandise moving. This analysis addresses muscle strains and […]
Did you know our website offers a Restore Self-Inspection Checklist? If you didn’t, now is the perfect time to check […]
There were 387,000 residential structure fires in the U.S. in 2013 resulting in 2,785 deaths, 12,575 injuries, and $7 billion in […]
We’ve recently seen an increase in both the frequency and severity of Employment Practice Liability claims. This can cause a […]
Hard hats will be worn by all employees and volunteers on the site when work is being performed at a […]
Did you know that federal law requires affiliates to provide workers and volunteers with guardrails, safety nets, or personal fall […]
Is there a difference in being named a certificate holder versus being named as an additional insured? We get this […]
The National Safety Council observes April as Distracted Driving Awareness Month. We wanted to observe this as well by sharing […]
We are switching things up with our Twitter contest. To enter tweet a safety-related fact or other helpful safety information […]
Summer will be here before we know it and most affiliates will be gearing up for building. A common question […]
What are your recommendations for the composition of an affiliate’s Safety Committee and its role? In general, effective affiliate Safety […]
The topic for our December photo contest was to submit a photo showing a positive safety change, experience, or story for your […]
For New York affiliates, please consult local legal counsel regarding New York Labor Law requirements and considerations. Whether you are […]
According to the National Institute for Occupational Safety and Health (NIOSH), each year in the United States approximately 100 workers are […]
The topic for our October photo contest was to submit a photo showing what your affiliate’s volunteers working safely. Here are our […]
A hot topic among affiliates is the question of whether to load purchases for customers who’ve made large purchases from […]
The topic for our August photo contest was to submit a photo showing what your affiliate does to dodge taking a tumble. […]
Consider this fall scenario: A volunteer is assisting with installing trusses when she loses her balance and falls down to […]
Youth Involvement with Habitat for Humanity ReStore Operations It is so important that youth be directly involved in the work […]
The topic for our April photo contest topic was to submit a safety tip and supporting photo of how your […]
An emerging issue among all nonprofit organizations, including Habitat for Humanity, is how to safely utilize older volunteers—in particular, the […]
If you are planning a bicycle event to raise funds at your affiliate, don’t forget that you are required to […]
We’ve simplified our Safety Award Program for 2015, but our mission remains the same: to improve safety awareness and implementation, […]
The Question: Our affiliate currently uses H.U.G.S. (guardrail system) for roof work. Is that sufficient to prevent all fall-related injuries […]
Congratulations to our April photo contest winners showing their clean and tidy ReStores! They’ve each won a $50 Home Depot […]
AmeriCorps members are an essential part of Habitat’s mission and they often act as crew leaders. As with any job […]
Consider this scenario: While moving a large, heavy desk on the sales floor, a ReStore employee backs into a pallet […]
Sprains and strains happen when we least expect them and claims associated with them are more costly than you might […]
Congratulations to Habitat for Humanity Greater Fox Cities Area on their winning #habitatsafetyfallprotection photo entry showing their use of personal […]
Consider this fall scenario: A volunteer works on a roof that has a Hugs Guardrail system in place. While leaning […]
A new teammate has joined Habitat in the past month—Sarah Wishon, HFHI’s new Safety Program Specialist. Sarah has come on […]
Question: From time to time, old appliances are donated to our ReStore. What risks should our affiliate be concerned about […]
Has your affiliate talked with us about your safety initiatives? If not, we want to hear from you! Our […]
Are you familiar with the resources available on this website? We offer many great safety tools for your affiliate, staff […]
Congratulations to the winners of our 2014 Safety Award Program. These six affiliates have earned a discount on their General […]
Your Habitat for Humanity affiliate has the responsibility to ensure that anyone who drives for the company’s business fits into […]
We have tallied the results of our 2014 Customer Satisfaction survey. Thank you to those of you who completed the […]
If an accident occurs at your affiliate and you file an insurance claim, there could be nothing worse than hearing […]
If you weren’t able to join our webinar in November, you can now view the presentation on our website, along […]
Good news, ReStore operators! We recently updated our ReStore online safety training course, now featuring the delightful Steve Thomas, star […]
The Habitat for Humanity Affiliate Insurance Program and ACE Insurance Company are pleased to announce a 2015 Twitter photo contest! […]
As one of the top five winners of our 2013 Safety Award Program, the Seattle – King County Habitat for […]
Slips, trips and falls make up the greatest number of accidents that lead to claims in the insurance program. In the final […]
Does your affiliate have designated and trained Competent Persons to oversee work done on job sites? If not, this webinar […]
In any retail setting there’s a risk of merchandise falling off of shelves and hurting employees or customers. The risk […]
Did you know if you have a partner family who lets their Homeowners Insurance lapse or is unable to get […]
During 2014, ACE Insurance Company, has coordinated onsite inspections at Habitat affiliate locations. The goal of the onsite visits is […]
Openings in floors, walls and roofs are what make up a home’s design, and whether it’s a window, door, stairwell, […]
Sign-ups are going on now for our 2014 Safety Award Program. What is the Safety Award Program? The purpose […]
In the June issue of our safety enewsletter, we wrote on 12 Ways to Avert the Dangers of Using Power […]
The National Council on Aging (NCOA) has designated September as National Falls Prevention Month. And as it’s the first day […]
An important safety issue facing many employers, including Habitat for Humanity affiliates, is the use of drugs or prescription medications […]
Bounce houses are often the main attraction at community events and birthday parties. But after several recent incidents involving bounce […]
If your affiliate is considering sponsoring a bicycle fundraising event, you are required to obtain separate Liability/Special Event insurance coverage […]
Hiring subcontractors is often necessary to get parts of the job done—just be sure the subcontractors you hire are appropriately […]
Greater Cleveland Habitat for Humanity began their journey to improve their safety position in mid-2012. They formed a safety committee […]
In a June 23, 2014 news release, the U.S. Department of Labor announced a partnership between OSHA (the DOL’s Occupational […]
Every ReStore has, at one time or another, had a donor attempt to donate an item that they weren’t sure […]
Summer’s coming and building for most affiliates is gearing up. A common question your volunteers will have is what they […]
In the 2014 issues of our enewsletter we’re telling the story of how the top 5 winners of our 2013 Safety […]
The insurance company for the Habitat for Humanity Affiliate Insurance Program, ACE Insurance Company, has asked us to remind you […]
On May 20th and 21st, we presented a ReStore safety webinar. 90 affiliates joined us for our two sessions—thanks for […]
Use of tools on construction sites is a necessity to get work done efficiently and accurately. But while they are […]
In collaboration with the HFHI ReStore division, we’re hosting a webinar this month on ReStore safety that will cover these […]
Safety is vital to the success of our insurance program, your ReStore, and your construction projects. And as we look […]
These affiliates achieved top honors in the Safety Award Program, earning a 10% discount on their General Liability insurance premium for […]
In 2007, Habitat for Humanity-MidOhio (HFHMO) formed an alliance with OSHA to reduce and prevent injuries among their volunteer home […]
Habitat for Humanity International is the sixth largest home builder in the U.S. and uses thousands of […]
Our safety initiatives for 2014 are all about improvement! We want to help affiliates improve and refine on our existing […]
Our safety initiatives for 2014 are all about improvement! We want to help affiliates improve and refine on our existing safeguards […]
It’s winter, and most of the country is experiencing record-setting cold temperatures. Most construction and outside work is put on […]
Habitat for Humanity ReStores play a vital role in the Habitat mission to provide affordable housing for all people by […]
We’ve updated our Accident Reporting Procedures and recommend that it be printed and posted in your affiliate office for easy […]
Fall Scenario: A volunteer working on a roof is protected by the Hugs Guardrail system. While leaning between the top […]
Allowing employees to drive a company or personal vehicle on company business isn’t something you should do on a whim. […]
After a roof has been framed, workers can begin installing roof sheathing. Because this work often occurs at great heights, […]
Hiring subcontractors is often necessary to get parts of the job done—just be sure they are appropriately insured. Before their […]
A hot topic discussed in our ReStores webinar this past June was the use of GPS (Global Positioning System) in […]
Habitat for Humanity relies on the service of volunteers in all of their operations to decrease labor costs, expand capacities […]
Habitat for Humanity affiliates engage in deconstruction as a way of helping communities reduce construction waste while gaining inventory for […]
1. Scaffolding Design and Erection: Scaffolds should be designed by a qualified person and constructed in accordance with that design. […]
Does your ReStore sell used appliances such as furnaces or gas stoves? If the answer is yes, then your ReStore […]
As referenced in the Habitat for Humanity Affiliate Operations Construction Manual, a Release and Waiver of Liability Form should be […]
Where and how to store materials and items that are donated to a ReStore can be a good question. Building […]
Do you know if they are properly insured? Using subcontractors is common practice – an often necessary to get certain […]
A hot topic among affiliates recently is the question of whether to load purchases for customers, with most refusing to […]
When you think of a person falling at a ReStore, you may think of a slip on a wet substance […]
Would you be comfortable with your grandmother walking safely through your jobsite? It’s likely that many of us wouldn’t be. […]
Distracted Driving is Dangerous Business You’ve seen the commercials showing the cut-off phrases of a text that were a person’s last […]
OSHA has adopted new hazardous chemical labeling requirements as a part of its recent revision of the Hazard Communication Standard, […]
According to the Bureau of Labor Statistics’ most recent reports, there were 829 fatalities from falls in the workplace in […]
Employee theft (also called Occupational Fraud), costs businesses billions of dollars a year. During November and December – the holiday […]
This month, we are presenting two webinars—one for job sites and one for ReStores—to tell you about the Safety Award program […]
A continual prevention of accidents and injuries on job sites and in ReStores starts with adopting a “safety culture”. What […]
We are pleased to announce our Safety Award Program for 2013. Sign Up Now to Participate. Complete the form below. We’re […]
Our online safety training courses give Habitat affiliates a streamlined way to provide construction crews and volunteers with safety know-how […]
The Top 10 Safety Risks on Job Sites are outlined as: Lack of Volunteer Training Ladder setup, maintenance and using […]
1. Door Displays Incidents involving door displays have been frequent at ReStores. Doors are heavy, awkward to handle, and are often […]
As a retail operation open to the general public you have an obligation to provide a safe experience for those […]
WHAT TO DO IN THE EVENT YOUR ReSTORE OPERATION IS ROBBED Sadly, robberies occur every day, yet most employees are […]
The Habitat for Humanity Affiliate Insurance Program is dedicated to helping you minimize the risks you and your employees face […]
The Habitat for Humanity Affiliate Insurance program and ACE Insurance Company are launching a safety award program for affiliates during […]
Fires: Prevention & Protection 101 Much of the work done on a construction site can spark a fire. Fires […]
Donations are the livelihood of every ReStore. But not everything makes a good donation for your store. Does your ReStore […]
Habitat for Humanity jobsites often fall victim to thieves and vandals, greatly impacting the building process. Thefts are costly; both […]
From bake sales to bowl-athons, fundraising is as innate to Habitat for Humanity as building homes is. Financial donations keep […]
Auto accidents account for some of the largest claim payouts in the insurance industry because they can involve several people […]
When it comes to roof safety, we’re predominantly concerned about protection from falling. In the typical year, 150-200 workers are […]
Each job performed while constructing a Habitat house presents its own risks. In order to protect your employees and volunteers, […]
Most construction businesses have company-owned vehicles to do business, and Habitat affiliates are no exception. But it’s important for affiliate […]
Common Causes of Injuries by Habitat Employees & Volunteers: Lifting heavy items Falls from trucks Power tool injuries at jobsite […]
According to the National Institute for Occupational Safety and Health (NIOSH), each year in the United States approximately 100 workers […]
Loss Scenario A volunteer was struck in the head by a hammer that fell from another volunteer’s hand during a […]
Electrical Safety 101 Every day electrical work is done on jobsites. From running electricity through walls, outlets, breaker boxes, extension […]
An important key to safety when volunteering is what you wear. Here’s a list of appropriate attire for a construction […]
Winter is quickly approaching and bringing colder temperatures with it. Vacant properties in colder climates need to be winterized in […]
Occupational fraud, more commonly called “employee theft”, costs businesses billions of dollars a year. It’s not just office supplies that […]
Safety has been and continues to be a major focus among Habitat for Humanity affiliates nationwide. However, an emerging issue […]
Scaffolds are used daily in the construction industry allowing workers to comfortably reach their work. But they also come with […]
Doors for sale at your store present a considerable risk if they are not properly displayed. Rather than loosely leaning […]
If your organization uses fiberglass extension ladders this is an alert for you. Pictures of the damage that nearly cause […]
Employee theft (also called Occupational Fraud), costs businesses billions of dollars a year. During November and December – the holiday […]
Did you know that the highest percentage of injuries and largest amount of claim dollars paid in the Habitat Affiliate […]
Ladder collapsed… Fell from ladder… Fell after losing balance while working from ladder… Ladder shifted… Coming down ladder… Foot got […]
Construction Defect and General Liability Coverage General Liability Insurance is not intended to pay for repairing and/or replacing poorly constructed […]
Below are the biggest exposures a Habitat affiliate faces with respect to workers getting hurt on the job. Lifting is […]
As an active member of your community, you know how important maintaining a safe work environment is to the safety […]
Guarding Floor and Wall Openings According to the Bureau of Labor Statistics’ most recent reports, there were 829 fatalities from […]
When it comes time to lay the foundation of a new home, trenching must be done. Any time the ground […]
Are you using subcontractors on your jobsites? Do you know if they are properly insured? Using subcontractors is common practice […]
Where and how to store materials and items that are donated to a ReStore can be a good question. Building […]
Habitat for Humanity jobsites often fall victim to thieves and vandals, greatly impacting the building process. Thefts are costly; both […]
The effects of a robbery can be lessened (in other words, reducing the amount of money stolen) by limiting the […]
Size up the load. Is a team lift or back support needed? Get as close as possible to the load […]
Housekeeping 101 Would you be comfortable with your grandmother walking safely through your jobsite? It’s likely that many of us […]
Does your ReStore sell used appliances such as furnaces or gas stoves? If the answer is yes, then your ReStore […]