Special Event Coverage for your Affiliate’s Fundraising Opportunities

Special Event Coverage for your Affiliate’s Fundraising Opportunities
Posted on June 7, 2019 in Featured, Safety Managers

Print This Post Print This Post

Special events can be significant fundraising and community engagement opportunities.

As a participant in the Habitat for Humanity Affiliate Insurance Program, many types of special events are covered under the master policy, but there are exclusions.

As your Affiliate is brainstorming fundraising ideas, check your insurance manual first. This is the best way to see if your event would be covered. To find a copy of the manual, log in to your account on the Habitat for Humanity Affiliate Insurance Program website or consult your account manager.

If your event idea is excluded, don’t worry. You can apply for special event coverage.

Special Event Exclusions

There are certain types of events that excluded from the master policy. Common exclusions vary from seemingly docile activities to more exciting events.

A sample of excluded events, include:

  • Petting zoos
  • Hot air balloon rides
  • Donkey basketball
  • Mechanical amusement park rides
  • Bicycle events
  • Carnivals
  • Rappelling up or down buildings

The most common events needing a separate policy are those where alcohol is served or sold and a liquor license is required.

These events produce distinct liability exposures that are not covered in the Habitat for Humanity Affiliate Insurance Program policy (or in most standard general liability policies). However, an excluded event can be covered with a few extra steps from you.

How to get Coverage for Your Special Event

  1. Begin the process by reviewing and completing the special event application. Log in to your Affiliate account and find the form under Applications & Coverage Change Forms.
  2. Express written authorization will be provided from the underwriting insurance company prior to the beginning of the event.
  3. Pay the relevant premium.

After these steps, your Affiliate will be issued a Certificate of Insurance for your event.

Contact your Affiliate’s program manager today to begin the process of protecting your next big fundraising event.

comments powered by Disqus

Sorry, that passcode is incorrect.

Submit

Online Training Course Instructions

Read this entirely before proceeding to a training course.

Access Code: W8NAEBTG

Recommended Courses

  • You are Exposed: General Affiliate Safety
  • Fall Safety
  • ReStore Safety & Loss Control
  • Volunteering on a Habitat for Humanity Job Site

Take Training Course Now
Instructions
  • After reading these instructions in their entirety, click on Take Training Course Now.
  • In the Employee Access Code box enter: W8NAEBTG and press Submit. This is the code for all Habitat affiliates and volunteers to use.
  • The Safety Courses catalog screen offers a diverse selection of safety courses, including four Habitat-specific courses. Course completion time ranges from 15 to 30 minutes.
  • Click the name of the course you wish to take. The course loads and starts automatically. When the presentation has ended you will be prompted to take a Quiz.
  • Upon completion of the Quiz, you’ll be given your accuracy score, indicating Pass or Fail.
  • If you Fail, you may log in again and re-take the course at a later time
  • If you Pass, you will be directed to a course completion screen. On this screen enter your First Name and Last Name in the appropriate fields. In the Location field enter the Habitat affiliate name you are working with.
  • Course completion information is provided to HFHI, the program administrator and program underwriter.