- Lockton Affinity – Habitat for Humanity - https://hfhaffiliateinsurance.com -

Special Events and Fundraising

From bake sales to bowl-athons, fundraising is as innate to Habitat for Humanity as building homes is. Financial donations keep your operations moving forward, providing the money to finish builds and plan for future builds. It is important to remember that while putting these events on, you are also opening your affiliate up for additional risk. If someone is injured or suffers property damage while participating in your event, you may be held liable for their damages. It’s a detail many tend to overlook.

Within the Habitat for Humanity Affiliate master policy there are many events that are covered events – a list is provided below. When planning an event please refer to this list to see if it is covered by the master general liability and umbrella policies.

If it is not a covered event, please contact us so we can arrange for a separate Special Events policy to cover your event. This is very important so we can ensure your affiliate is properly covered.

The following are examples of special events that are covered under the general liability and umbrella policy:

The following are examples of special events excluded from the master general liability and/or umbrella policies. A separate policy must be purchased for any event involving:

It is our goal to ensure that every affiliate participating in the Habitat for Humanity Affiliate Insurance Program is covered for the events they sponsor and participate in. However, it is the affiliate’s responsibility to contact our Client Solutions department if a fundraising or special event is planned so coverage can be secured. You can reach our team at (888) 553-9002.